> ## Documentation Index
> Fetch the complete documentation index at: https://docs.adopt.ai/llms.txt
> Use this file to discover all available pages before exploring further.
# Skills vs Plugins
> Both extend what an agent can do; this clarifies how they differ and when you'd reach for each.
When choosing capabilities you'll see both **skills** and **plugins**. They're related but not identical.
## Skills
A skill is a finance-oriented capability the agent uses as part of preparing work — reading documents, querying tables, generating a workpaper, filling a tax form. Skills are the primary way you shape what an agent does.
## Plugins
A plugin extends the agent with an additional integration or tool *beyond* the built-in skills. Reach for a plugin when the work needs something the standard skill set doesn't cover.
The exact catalog of skills and plugins available to your org (and which are `DEFAULT` vs `ORG`) is shown in the app. Verify the current list against the Instructions & Skills step, and update this article as your org adds custom capabilities.
## Choosing
* Start with the skills the task template selected. For most standard finance processes, that's enough.
* Add a plugin only when there's a specific gap — an external system to reach, or a tool the built-in skills don't provide.
* Whatever you enable, remember it grants **capability, not access**. See [Instructions and skills](/builder-guide/instructions-and-skills).
## Next steps
1. [Instructions and skills](/builder-guide/instructions-and-skills)
2. [Agents, Spaces, and Skills](/core-concepts/agents-spaces-skills)